How To Sell Your Houston House Fast With A Mortgage Or Lien On It

It’s a constant challenge to try and sell your Houston house fast, and it’s even more of a stretch when you want to sell a house with a mortgage or lien. Even when you manage to find a buyer for your property and get to the closing phase, the deal can fall through if the potential buyer discovers an active mortgage, lien, or any other debt on your home.

At Preferred House Buyers, we’ve seen just about every sort of scenario and potential house-selling “issues” a homeowner could ever bump into. Of course, no situation is too complex for our house-buying experts. We’re here to help, empower, and, more importantly, make you an offer for your house, all while guiding you through the sale effortlessly and easily.

What Is A Lien?

A lien is a public record obtained through a court process, and they give a party the authority to place a claim against an asset due to unpaid bills. Liens, particularly in the real estate industry, are a frequent method used by creditors to place a claim (lien) on a house if a debt is owed to them. Common liens associated with selling property include:

– Tax Lien: The government files a tax lien (federal, state, county, or city) against assets (in this case, your house). Tax liens are usually the most complicated and serious types of liens and often smell trouble for your house sale. Tax liens take priority over other types of liens. Common types of tax liens include property tax lien, federal tax lien, and state tax lien.

– HOA Lien: If you’re a member of a homeowners association in Houston, TX, and you’ve fallen behind on your HOA dues, then the HOA may place a lien against your home.

– Mortgage Lien: Also referred to as a property lien. Lenders and mortgage companies will place mortgage liens against a property owner’s house when the owner is behind on several mortgage payments.

Can You Sell Your Home With A Mortgage Or Lien On It In Houston?

Absolutely, 100% YES!

Traditionally, sellers would have to discover liens and any unpaid mortgage and pay them off at the closing using money from the sale. Finding a property buyer who will make an offer for your home with a lien on it, of course, will be challenging. Besides, there’s a ton of financial and legal obligations before you can even think of selling in an open market.

When you approach us asking: “can I sell my house fast Houston with a mortgage or lien?” – we are ready to get the ball rolling.

Buying houses with a mortgage, lien, or other debts is one of our specialties, something our house-buying experts pride themselves on. With years of experience successfully buying all kinds of houses – no matter the seller’s situation – you can rest assured that selling your home to us will be seamless.

Why Sell Your Houston House Fast To Preferred House Buyers?

For many homeowners, a lien on a property can make it impossible for them to sell the traditional way. As a result, selling to a cash property buyer as-is becomes their best option. So, why choose us?

We Are Experienced: We have a ton of experience buying homes for cash in Houston, including those with lines. We can help with rental properties, foreclosure, liens, and even inherited houses. Our experience allows us to take away the equation’s stress and guesswork, making the sale as seamless as possible.

We’ll Buy Your Home As-Is: We buy homes in Houston and surrounding locations regardless of their condition. Are liens making it impossible for you to repair before you sell? Do you want to sell your home quickly as-is to remove a lien and stop foreclosure? We can help! We buy all types of homes, including old and rundown properties.

A Guaranteed Quick Sale: Selling your Houston house fast is a challenging task as it is, and having a lien will only complicate the process further. Even if you’ve already discovered all liens on your property, it can make selling take longer. Besides, settling the liens will take both money and time, and in most cases, the complications and delays that arise can put potential buyers off completely. The good news is we have experience dealing with properties with liens and can expedite the process.

Let Preferred House Buyers Handle Selling Your House With A Lien Against It In Houston!

Selling a house with a lien on it in Houston can be a long, strenuous, and overwhelming process. Of course, that is unless you enlist the house-buying experts at Preferred House Buyers to handle the sale for you. We strive to go above and beyond to provide additional services that will improve your house-selling experience and help you have more money at closing.

Selling a house with a mortgage/lien need not be messy – we can help. Call us and sell your Houston house fast for cash today!